In a statement released on Sunday, the FCA said its review of the past use of motor finance "has shown that many firms were not complying with the law or our disclosure rules that were in force when they sold loans to consumers". "Where consumers have lost out, they should be appropriately compensated in an orderly, consistent and efficient way," the statement continued. The FCA said it estimates the cost of any scheme, including compensation and administrative costs, to be no lower than £9bn - adding that a total cost of £13.5bn is "more plausible". The consultation will be published by early October and any scheme will be finalised in time for people to start receiving compensation next year. The announcement comes after the Supreme Court ruled on a separate, but similar, case on Friday. The court overturned a ruling that would have meant millions of motorists could have been due compensation for over "secret" commission payments made to car dealers as part of finance arrangements. Read more: How to tell if you've been mis-sold car finance The FCA's case concerns discretionary commission arrangements (DCAs) - a practice banned in 2021. Under these arrangements, brokers and dealers increased the amount of interest they earned without telling buyers and received more commission for it. This is said to have then incentivised sellers to maximise interest rates. In light of the Supreme Court's judgment, any compensation scheme could also cover non-discretionary commission arrangements, the FCA has said. These arrangements are ones where the buyer's interest rate did not impact the dealer's commission. This is because part of the court's ruling "makes clear that non-disclosure of other facts relating to the commission can make the relationship [between a salesperson and buyer] unfair," it said. This breaking news story is being updated and more details will be published shortly. Please refresh the page for the latest version. You can receive breaking news alerts on a smartphone or tablet via the Sky News app. You can also follow us on WhatsApp and subscribe to our YouTube channel to keep up with the latest news.

The broadcaster is said to have hired an external law firm to probe the drug-taking allegations, which a source said were "well-known" on the show, The Sun on Sunday reports. The claims were reportedly made on behalf of celebrity contestant Wynne Evans in a legal submission to the BBC in March. In response, a BBC spokesperson told Sky News: "We have clear protocols and policies in place for dealing with any serious complaint raised with us. We would always encourage people to speak to us if they have concerns. "It would not be appropriate for us to comment further." Sky News understands that it is not unusual for the BBC to engage an external individual to provide additional expert resource to help deliver a BBC-led investigation. In these cases, they would report to an established BBC team. The allegations published in The Sun on Sunday include a source saying that one Strictly star had told another about a third celebrity on the show: "Have you seen their pupils... they're off their face." "The BBC have known about these allegations for some time, and acknowledged receiving them. Now they are taking firm action," the source reportedly said. The two individuals accused of drug taking have not been named. It is the latest crisis to hit the BBC and Strictly. In July last year, Amanda Abbington accused Strictly dancer Giovanni Pernice of "abusive or threatening behaviour". The actress, who was paired with Pernice, withdrew from the show in 2023. The BBC upheld "some, but not all" of the allegations, with Abbington describing an apology from the corporation as a "vindication", while Pernice denied displaying "abusive or threatening behaviour". Read more from Sky News:Colplay's kiss cam set to feature in UK showsMedical examiner: Hulk Hogan died of heart attack Also in July 2024, Strictly professional dancer, Graziano Di Prima confirmed he was leaving the show amid reports of alleged misconduct. Separately, Laura Whitmore alleged "inappropriate behaviour" during her time on the show. In January this year, Welsh opera singer Wynne Evans made "inappropriate and unacceptable" comments at the Strictly Come Dancing live tour launch, for which he later apologised.

Under the scheme, reportedly set to be announced within weeks, more injured and sick children will be treated by specialists in the NHS "where that is the best option for their care". It has been suggested that up to 300 children could arrive in the UK from Gaza. A parent or guardian will accompany each child, as well as siblings if necessary, and the Home Office will carry out biometric and security checks before travel, the Sunday Times has reported. It is understood this will happen "in parallel" with an initiative by Project Pure Hope, a group set up to bring sick and injured Gazan children to the UK privately for treatment. A government spokesperson said: "We are taking forward plans to evacuate more children from Gaza who require urgent medical care, including bringing them to the UK for specialist treatment where that is the best option for their care." More than 50,000 children are estimated to have been killed or injured in Gaza since October 2023, according to Unicef. So far, three children have arrived in the UK for medical treatment with the help of the charity Project Pure Hope. Around 5,000 have been evacuated in total, with the majority going to Egypt and Gulf countries. Sir Keir Starmer said last week that the UK was "urgently accelerating" efforts to bring children over for treatment. The government has also pledged another £1m to help the World Health Organisation in Egypt provide medical support to evacuated Gazans. The prime minister told the Mirror: "I know the British people are sickened by what is happening. "The images of starvation and desperation in Gaza are utterly horrifying. We are urgently accelerating efforts to evacuate children from Gaza who need critical medical assistance - bringing more Palestinian children to the UK for specialist medical treatment." Read more UK news:Inside prison doing family visits differentlyUK's most wanted man on run for 20 yearsCouple relive watching hours of riot chaos Around 100 MPs have signed a letter urging the government to fast track the scheme. Labour MP Stella Creasy, who co-ordinated the letter, said: "The commitment we all share to help these children remains absolute and urgent - with every day, more are harmed or die, making the need to overcome any barriers to increasing the support we give them imperative. "We stand ready to support whatever it takes to make this happen and ask for your urgent response." Meanwhile, Project Pure Hope has been campaigning for months to create a scheme which would allow for the evacuation of 30 to 50 children. The charity has raised the money to bring the children and their families to the UK, and cover their medical costs, privately.

Newcastle made their move on Saturday with an offer worth £69.8m including add-ons. Discussions continue over the structure of that deal. There is no official bid from Man Utd yet. Their negotiations surround what they would be prepared to pay and how they would pay it. A decision on whether a formal bid goes in will be based on those talks. Man Utd's pre-season preparations continue on Sunday in the Premier League Summer Series against Everton at 10pm, live on Sky Sports Premier League. Transfer Centre LIVE! | Man Utd news & transfers🔴Man Utd fixtures & scoresSky Sports to show 215 live PL games from next season Sesko is understood to be open to both projects, but one source has told Sky Sports News he is leaning towards Manchester United. It was thought Man Utd would have to make sales in order to bring in a striker. However, while the priority is to offload players, it is understood Ruben Amorim's side can buy before selling, provided there are sales before the window closes. It is understood that RB Leipzig are interested in striker Rasmus Hojlund and have explored the conditions of a loan. Leipzig had proposed taking Hojlund on loan as part of any possible deal for Sesko. United could consider suitable offers for Hojlund, provided they are right for the club and the player. Hojlund has started both games on the club's pre-season tour of the US and has publicly said he wants to stay and fight for his place, but the possible arrival of a new striker could limit his game time. A scenario where Sesko joins and Hojlund stays cannot be ruled out. RB Leipzig chief talks Sesko future Sesko was absent from RB Leipzig's pre-season friendly loss to Atalanta on Saturday due to his expected departure from the club. The striker has reportedly told his team-mates that he will be leaving, according to Sky in Germany. Marcel Schafer, RB Leipzig's managing director for sport, confirmed clubs have made approaches for Sesko on Saturday. "We won't go into detail on that but when I say that several clubs have shown strong interest and have made approaches, it's obvious what has happened," he said. Newcastle are also interested in Yoane Wissa, who was not part of Brentford's squad for their friendly against QPR on Saturday as he pushes for a move. What's the latest on Isak's Newcastle future? Newcastle's bid for Sesko comes with the Magpies bracing themselves for a second offer from Liverpool for Alexander Isak. Newcastle head coach Eddie Howe confirmed the club rejected a bid from Liverpool for Isak, but is unsure on what will happen next. Sky Sports News understands Liverpool's opening offer for Isak was £110m plus add-ons. However, the total offer did not reach £120m. Newcastle are braced for a second offer. Isak returned to Newcastle on Saturday following his personal training camp in Spain. The Newcastle striker has been training at Real Sociedad's training headquarters on his own, after refusing to travel with Newcastle on their pre-season tour of Asia. Isak reported a thigh injury and travelled to San Sebastián to recover with his own staff. Eddie Howe said on Saturday morning in South Korea that he found out Isak had travelled to Spain via the media. "From my situation I am very much removed from what was happening back home," Howe said in a press conference ahead of facing Tottenham on Sunday in South Korea. "I was made aware of a bid yesterday and that bid was turned down all before I even heard about it. People back in England are dealing with the situation. "I really don't know what happens next. From our perspective, we still support Alex in every way, and my wish is that we see him in a Newcastle shirt again. "It is difficult because you don't know what is going to happen. There can be all sorts of talk and hypothetical situations but then you are dealing with reality. "The reality is we had the first bid from Liverpool yesterday. I believe that was turned down, from this point onwards let's see what happens. "I have no idea to try to predict that. In terms of trying to upset players, from my perspective, we can only talk about us, we try to do things the right way, signing players is always complex, we just try to do what we think is right. I can't talk about other clubs, that is not for me to say." Howe: We only want the best targets Howe has added Newcastle are only "looking for the best" in terms of transfer targets amid a challenging window for the club. Not only have the Magpies been hit with Isak's desire to leave, but they have also missed out on a number of transfer targets to rivals, including Liam Delap, Joao Pedro, Hugo Ekitike and James Trafford. Newcastle have also hit a roadblock in their pursuit of Wissa after having a £25m bid knocked back, but the Brentford striker is still not featuring for Keith Andrews' first team. With Callum Wilson joining West Ham, it leaves just Will Osula as their only recognised first-team striker on their pre-season tour of Asia. "We're looking for the best players that we can get," said Howe. "Whatever our target position is, we're looking for the best so I see all situations open and available to us. "I feel that's the only way that we're going to get to where we want to go, which is to maximise, and it's quality over quantity. It always has been. That's always been the way that we try to work and the way that we try to recruit, and I think we've done it pretty well to this point. "It's been a challenging summer, because we've missed out on various targets for loads of different reasons, but we're still very competitive, and we're still in there trying to bring very good players to the club - and that won't change till the window shuts." Sky Sports to show 215 live PL games from next season From next season, Sky Sports' Premier League coverage will increase from 128 matches to at least 215 games exclusively live. And 80 per cent of all televised Premier League games next season are on Sky Sports.

Kevin Parle is a suspect in the murder of Lucy Hargreaves, 22, who was shot dead at her home in Liverpool before the house was set on fire on 3 August 2005. Since then, after many appeals for information, there has been no confirmed sighting, word or trace of him. Two decades on, Ms Hargreaves' family have had no justice. Two young men prosecuted for her murder had charges dropped when a judge ruled there was insufficient evidence against them. In a statement marking the anniversary of her death, they said: "The way we lost Lucy is not something families can ever truly come to terms with - it is still incredibly difficult and painful to think about. "Over the past 20 years, people will have talked with family and friends. A number of people were contacted by males using a phone that was stolen along with a vehicle used in Lucy's murder. "We appeal directly to them to please come forward. Now is the time." Three men burst into Lucy's home 20 years ago today, shot her dead as she slept on a sofa, and set alight the duvet she'd been sleeping under. It's believed the gang were looking for her boyfriend Gary Campbell, who was upstairs. He fled from a window with their two-year-old daughter and then tried in vain to save Ms Hargreaves. Mr Campbell had allegedly been a passenger in a stolen car that had hit and killed a young boy 12 years earlier, supposedly the motive for the shooting. He denied he was in the car at the time. Howard Rubbery, head of the Serious Crime Review Unit at Merseyside Police, said: "The family remain absolutely devastated by Lucy's death. "It's important to note Lucy is an absolutely innocent victim. She's not from a family of criminality. She wasn't involved in criminality. "The hunt for Kevin Parle is very much on, and we ask anybody with information, anybody who is close to Parle and knows where he is, to please come forward. "There were three males responsible for this offence and we are looking for justice for Lucy's family in relation to all three. "I do believe that there are people out there who have yet to speak to the police, even though it's 20 years on, who hold information that's absolutely vital to our investigation." Police believe Parle, now in his 40s, fled to Spain where he hid among the vast expat community with criminal help. Several years later, I tracked his movements to a holiday complex near Torrevieja, where staff convinced me he had stayed there for several weeks. 'Huge value to organised crime' Former Scotland Yard detective Peter Bleksley, who recently spent four years on a personal hunt for Parle, also visited the complex and said: "He was bold and he was brash and he had a girlfriend at one point. "The police actually should have captured him there, but they were too late." He claimed he nearly caught up with Parle at a villa elsewhere in Spain, but spooked him into disappearing again. Mr Bleksley hosted an award-winning podcast and wrote a book in which he chronicled his manhunt. He said: "Kevin Parle has remained hidden because he is funded, protected, looked after and of huge value to global, serious and organised crime." Parle can't be hard to spot - he's well-built, 6ft 5in tall, red-haired with a face scar and, originally at least, has a Liverpool accent. Of course, he might be dead. Mr Bleksley said: "I can think of many reasons why certain criminals would want to get rid of Kevin Parle because he could, in terms of evidence about the cases that he's wanted for, should he flip and become a witness for the Crown, be highly damaging for a lot of very tasty criminals." Parle is also wanted in connection with the murder of 16-year-old Liam Kelly, who was shot dead over an alleged £200 debt in June 2004, a year before Lucy's death. Parle was arrested and questioned, but then freed on bail. There have been reports of the fugitive in Australia and Dubai, but nothing to corroborate any of them. If he's alive and if no one is prepared to shop him, what might lead to his capture? "I think when he has a fallout with those who have guarded him, funded him, fed him, put a roof over his head and all of that, maybe even paid for his plastic surgery that could have altered his appearance," Mr Bleksley said. "When he finally has a fallout, when he's no longer of use, then perhaps that will be the day that somebody goes, Peter, he's here."

This year, with Oasis's reunion tour coming to the city for three nights, the cost of securing a room for a month at the biggest arts festival in the world is even higher. Comedian Marc Borrows says "the 'Oasis effect' on the Fringe economy has been catastrophic". Rather fittingly, his stand-up show this year is called The Britpop Hour. "It's an idea I'd had in my back pocket for a while," he explains. "Then the band reformed and when I saw they were playing Edinburgh I thought 'yeah, this is the year to do this!'" While he's thrilled that the Gallagher brothers are coming to town, it means many performers are taking a financial hit. "I'll give you an example, I tried to get the same flat that I've had the last two years at the Fringe, a student flat, nothing fancy, and it costs an extra thousand pounds this year." Because of the increased demand for beds, newcomer Amy Albright will be sleeping in her red Volkswagen for her two-week stint at the Fringe. "Costs are even more expensive," she says. "It's just not an option for me, so instead I'm living in my car." With blackout blinds and a portable coffee maker, she says it's actually not as bad as some might think. "I park just outside of town in a really nice safe area, I use a gym for showers ... this saves me so much money ... I wouldn't be able to afford to perform at the Fringe otherwise." Holly Spillar's show Tall Child explores her relationship with class. She was fortunate enough to be one of 180 recipients of a £2,500 bursary from the Edinburgh Festival Fringe Society. It is the third year the Keep it Fringe fund has been run, backed this year by a £1m injection of government money. As Holly explains: "I live month to month on a minimum wage job ... and it costs me about five grand to do the fringe." Alongside the grant, she's also had to take out a loan, which she says will take her two years to pay back. "It's a very precarious situation you put yourself in just to be in the room," she adds. Chloe Petts - now an established name on the comedy circuit - says the problem needs to be recognised for being less about Oasis and more about a problem that's been brewing for years. "Accommodation is just totally out of control," she says. "If this leads us to further conversations about that, then fantastic but ... it has to be a conversation about how it's totally unaffordable for the average person to come to the Fringe, and I think that's stopping a lot of people coming up who deserve to be here." Scottish comedian Susan McCabe, a lifelong Oasis fan, reckons there's no point getting too worked up, especially given the siblings fractious relationship. "We are here every year and they may not even be here for those three gigs ... they might have fallen out by then!" She adds: "It is what it is, at the end of the day ... they were the greatest rock and roll band of the 1990s, just let them be." Read more:Jewish comedian says shows cancelled - as Gaza in spotlightWatch: How do geopolitics feed into Fringe festival? • Amy Albright is performing her stand-up at locations across Edinburgh, including Not My Audience!, on 8 August• Holly Spillar: Tall Child is at Underbelly until 24 August• Chloe Petts: Big Naturals is at Pleasance Courtyard until 24 August• Susan McCabe: Best Behaviour is at Gordon Aikman Theatre until 24 August• The Britpop Hour with Marc Burrows is at Underbelly until 25 August

Research suggests about 80% of migrants arriving to the UK by small boat used internet platforms during their journey - including to contact agents linked to smuggling gangs. While it is already illegal to assist illegal immigration, ministers hope the creation of a new offence will give police more powers and disrupt business models. Home Secretary Yvette Cooper is also planning to introduce a fast-track scheme to tackle the asylum backlog, meaning decisions will be made within weeks. It comes as official figures show more than 25,000 people have arrived on small boats so far in 2025 - a record for this point in the year. Ms Cooper said it is "immoral" for smugglers to sell false promises online, adding: "These criminals have no issue with leading migrants to life-threatening situations using brazen tactics on social media. "We are determined to do everything we can to stop them, wherever they operate." The new offence prohibiting the online promotion of Channel crossings is set to be included in the Border Security, Asylum and Immigration Bill already going through Parliament. Officials from the National Crime Agency already work with tech giants to remove such posts - with more than 8,000 taken offline last year. A Preston-based smuggler who was jailed for 17 years had posted videos of migrants thanking him for his help. Meanwhile, Albanian smugglers have created promotions for £12,000 "package deals" which claim to offer accommodation and a job in the UK on arrival. The Conservatives have described the measures as "too little, too late" - and say automatic deportations are the only way to tackle small boat crossings. Shadow home secretary Chris Philp said: "Labour still has no clear plan to deter illegal entry, no effective enforcement and no strategy to speed up removals. This is a panicked attempt to look tough after months of doing nothing." Read more UK news:Inside prison doing family visits differentlyUK's most wanted man on run for 20 yearsCouple relive watching hours of riot chaos It comes as protests outside hotels believed to be housing asylum seekers continue in towns and cities across the UK. Several demonstrators were detained - with police breaking up brief clashes - outside the Thistle City Barbican Hotel in north London yesterday. The government is legally required to provide accommodation and subsistence to destitute asylum seekers while their claims are being decided, most of whom are prohibited from working.

The Portuguese boss is about to take charge of his first full campaign at Old Trafford - his first half-season saw him guide the club to 15th place and defeat in the Europa League final. Performances in pre-season have left Amorim hopeful that United are a "completely different side" to last term, and the 40-year-old is now backing himself to have a Sir Alex Ferguson-style tenure at United. Transfer Centre LIVE! | Man Utd news & transfers🔴Man Utd fixtures & scoresSky Sports to show 215 live PL games from next season Speaking before United's Premier League Summer Series match with Everton, live on Sky Sports on Sunday night, Amorim said of his long-term plans at the club: "Yeah, I want to stay. I want to stay 20 (years). That is my goal and I truly believe in that. Always do. "Something will happen. In some moments I will be lucky. I had a lot of luck during my career as a manager and my idea is to stay for many years. "But again we know that the results will dictate that. I know that last season I used (up) all the credits but I'm ready to start fresh. "I want to be manager of Manchester United for a while. And I took five years to choose this club so I don't want to fail." Asked about his chances of success at United, Amorim replied: "If you look, Sporting was the same thing. They said that in three months I'm out. "They said that I had three per cent (chance) of winning one title with Sporting. It was the same thing." 'I turned up to games knowing we would struggle' Amorim has revealed that the biggest disappointment of last season was turning up to games knowing his side could not be competitive. Fourteen of In his 27 Premier League games in charge have ended in defeat, while he also lost five out of his first seven matches at Old Trafford. He said: "To tell you the truth, it's not how I returned to my house after the games but how I left to go to the games. All the struggles that we had in the games, I feel it before the games. "So that is the hardest part. To go to the games and know that we are not going to be competitive. When I returned, I just looked to my family and tried to think about different things. But I was really frustrated." Antony, Sancho and more - Amorim on transfer exits Amorim also addressed United's transfer situation this summer - with a focus on outgoings at the moment. United have already let Marcus Rashford leave to join Barcelona but the futures of Antony, Alejandro Garnacho, Tyrell Malacia and Jadon Sancho are still up in the air. United have not taken the quartet on their Premier League Summer Series tour squad and gave them more time away from the club during pre-season to find themselves new clubs. "We just need to follow the markets," said Amorim about those four players. "So the market is open. There are players that clearly show they don't want to be here and that is normal. They are not bad and I'm good. I'm not bad and they are good. "It's a simple situation that they want new challenges. So we will try to use this space to prepare the team that I think is going to be here. "If the market closes and then they are Manchester United players, we as a club have to treat them in the same conditions. But in this moment I'm just working with the players that I think are going to stay and the other guys are trying to find a solution for their careers." Amorim: Talented Garnacho has not worked out Amorim was also asked specifically about Garnacho - who has been linked with a move to Chelsea and Aston Villa. The United boss believes the academy product is still a talented player but says things have not worked out for the 21-year-old at Old Trafford. "You can understand and you can see he's a really talented boy and sometimes things don't work out," said Amorim. "You cannot explain specifically what it is. "But I have the feeling, I think it's clear that Garnacho wants a different thing with a different leadership and I can understand that. So I think it's not a problem. "Sometimes you adapt to one guy, you have the connection. Other times, you want a new challenge so we try to make everything okay to all the parts. To the club, to the coach and to the players. It's a natural thing in football." Amorim also revealed the sales this summer are important because he wants a smaller squad this season - given United are not in European competition so will only fight on three fronts. "I'm really happy with the team," said Amorim. "Without European competitions, I want a small squad so everyone feels really important. "If you have a lot of players, you have one week to prepare and a lot of players are going to be out, and then in training they will be frustrated and then the quality of the training will drop." Sky Sports to show 215 live PL games from next season From next season, Sky Sports' Premier League coverage will increase from 128 matches to at least 215 games exclusively live. And 80 per cent of all televised Premier League games next season are on Sky Sports.